Doorstep lenders – Morses Club
Morses Club is one of the largest home credit providers in the UK and we pride ourselves on our friendly and personal service.
We offer small cash loans from £100 to £1500 and operate through a network of branches throughout the UK.
Our loans, also known as doorstep loans, are a form of personal loan that are delivered to your door. After qualifying in principle using our online application, one of our friendly Morses Club agents will call to arrange an appointment with you at your home and finalise your loan. They will also collect your repayments from your home each week.
Morses Club are focused on putting our customers first. We offer a friendly and personal service that helps us to get to know our customers. This allows us to lend responsibly, helping our customers prevent taking on loans that are unaffordable.
Every application is dealt with on an individual basis and we will consider people who have had a bad credit history.
Why choose a Morses Club Loan
No hidden charges on any of our loans We don’t charge for missed or late payments, bounced cheques or defaulted card payments. You only pay back what you agree to when you take out your loan agreement.
Our loans work around you You loan is completed with you in your home with a Morses Club agent, and your money comes to you. Your repayments are collected from your home at a time that suits you each week.
Our loans start small We know that sometimes a little is all you need. Our loans range from £100 to £1500 and we conduct affordability checks for every customer, so you don’t borrow more than you can afford. New customers can borrow up to £400 and as we get to know you better you may be eligible for more if you need it.
No complicated forms The application and loan agreement that you complete is simple and straightforward. We use clear language and everything about our loans is transparent – the last thing we want to do is confuse our customers.
Our customer service is outstanding We consistently receive over 95% customer satisfaction. Don’t just take our word for it; read what some of our customers have to say.
Morses Club started over 130 years ago and was originally a general drapery store in Swindon, owned by Mr Levi Morse. Gradually, the business expanded to encompass several departments stores throughout the surrounding areas.
Because of the success of these stores, Morses began employing ‘travellers’ who called on people in their homes to sell goods on weekly credit. This laid the foundations for the weekly home collected credit services now offered by Morses Club PLC.
On 1st March 2015, Morses Club merges with Shopacheck Financial Services Ltd to become one of the largest home collected credit providers in the UK.
Morses Club is now an established Doorstep Lender with over 200,000 customers throughout the UK. We work with around 1900 agents based all over the country along with employees at our branches and in our central Support Centre near Leeds.
In March 2017 we launched Dot Dot Loans – designed for customers who prefer a fully online service.
At Morses Club the customer is at the heart of everything we do:
We’re dedicated. We aim to be the best doorstep lenders in the UK and are passionate about delivering great customer service.
We’re responsible. We complete full affordability checks with each customer before we issue a loan. This is done in your home, so we can offer as much support and guidance as possible.
We’re understanding. We know that circumstances can change. If you’re struggling with your loan, we will work with you to arrange a new payment plan. We also don’t charge for missed or late payments.
We’re flexible. Your agent will arrange a time with you to collect your repayments, and if you need to change this sometimes, just let your agent know.