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Same day cash loans

What is a same day loan?

A same day loan is a short-term financial solution that can be useful if you need cash quickly for an unexpected expense, such as emergency repairs or unforeseen bills. Same day cash loans are usually for smaller amounts of money paid back over a shorter period than a traditional personal loan.

Not all lenders will be able to offer same day cash loans to your door – this will depend on their application process.

Morses Club is a doorstep loans company, which means that traditionally your money is handed over in your own home. However, same day loans are now also arranged online and the money can be transferred straight to your bank account.

Can I apply for a same day doorstep loan from Morses Club?

If you are a new customer, you can apply to borrow between £300 and £1000 and spread repayment over 35 weeks.You can use our online application to apply, and you will know within minutes whether your initial application is successful. Once you’ve been approved in principle, one of our agents will contact you to discuss the amount, costs and interest rates of your loan, as well as the key points of the agreement.

To accept the loan agreement, you need to register on the Morses Club Customer App, where you can read through and accept the documents provided.

You will also need to provide your bank details, and once approved the money can be sent straight to your account.

If you are an existing customer, speak to your agent for an additional loan. If approved, you could have the cash the same day. We can now transfer the money to your bank account via faster payments or load the funds to your Morses Club Card.

Same day cash loans FAQs

Is there an extra cost for same day small cash loans?

All Morses Club loans are subject to a fixed rate interest fee, therefore you will not be charged any extra for same day short term loans. You can use our loan calculator to work out the total amount you will need to pay back and your repayment amounts.

Loan calculator

Apply now for an initial decision online

I'd like to borrow... £300.00
£300 £1000
Paying back over...
Repay... £10.00 per week
Interest rate 75.0% APR 498.34% Finance charge £150.00 Total to repay £350.00
Repay... £10.00 per week
Total to repay £350.00
Existing customers can borrow between £100 and £1500 subject to approval, please login here
Minimum Term 35 weeks
Maximum Term 52 weeks
Maximum Apr 498.34%

How to apply for small same day loans near you

You can apply for a Morses Club cash loan online. We have a network of agents in the UK, so if there is an agent in your area and your application is successful, one of our local agents will be in touch to finalise your loan details and arrange to get the money paid into your bank account.

Can I apply for a same day unsecured loan if I have bad credit?

Yes, we can offer loans to people with various financial circumstances, including those with a bad credit history and CCJs, but this is not guaranteed. Every loan application is assessed on an individual basis, and if your application is approved, you could have your money within a couple of hours.

Can I get a same day loan without undergoing a credit check?

No - we are a responsible lender, so we carry out credit and affordability checks on all our customers.

Can I get a same day loan if I am unemployed or on benefits?

You can apply for a loan, but there is no guarantee that your application will be accepted. If your income is not stable, then a short-term loan may not be the right option for you.

Am I eligible for a same day loan?

Before you apply for a Morses Club loan, there are a few things to check. To qualify for one of our loans, you need to:

  • Be over 18 years of age
  • Be a resident of the UK
  • Have a regular income
  • Not have been declared bankrupt, applied for a sequestration, had a Debt Relief Order on an Individual Voluntary Agreement in the last six years.
  • Have a Morses Club agent local to your area

How quickly can I get my cash when I apply for a loan?

Your initial application will be processed immediately, and you will find out within minutes if you have been approved in principle. An agent will then contact you to finalise your loan and carry out an affordability assessment. If you are approved, the agent will arrange to have the money transferred to your bank account. The whole process can be completed within a few hours.