How it Works

  • Approved
  • Receive your Card
  • Activate
  • Use your Card
  1. 1 When you are approved for your Morses Club loan, your Agent will ask you whether you’d like to take out your loan in cash or on a Morses Club Card.
  2. 2 If you choose the Morses Club Card, you will be given the terms and conditions to read and if you’re happy with them all, the Agent will hand you your card along with an instruction pack.
  3. 3 Your money will be loaded straight onto the card, however for security, you will need to activate your card before you can use it.
  4. 4 Once your card is activated you can begin using it! As well as all the benefits the Morses Club Card gives you, you’ll also be able to access the Online Customer Portal and Morses Club App.

You can also have any future loans you might take with us loaded onto your Morses Club Card.

Fees and Charges

There are no fees applied with the everyday use of the card. The Morses Club Card Terms and Conditions give a full breakdown of fees associated with your card.

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Representative Example:

£200 loan repayable over 20 weeks at £15.00 per week, Rate of interest 50% fixed; Representative 756.5% APR, Total Amount Payable is £300.

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