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Loans at Home alternative: Borrow between £200 and £1000

Are you looking for credit from lenders like Loans at Home? Doorstep loans can be a handy way to obtain credit if you prefer a more personal service, whereby you are allocated an agent who can visit your home to help you manage your loan.

At Morses Club, we have over 130 years of experience with issuing doorstep loans and could provide a suitable alternative to Loans at Home, subject to affordability.

What sort of loans did Loans at Home offer?

Before Loans at Home stopped lending to new customers, they used to provide loans between £100 and £600, with access to the Loans at Home app to login to and download on a smartphone.

Do Morses Club offer loans like Loans at Home?

Morses Club offer doorstep loans like Loans at Home used to, with a competitive Representative APR of 498.78%. New customers can borrow between £200 and £1000 with repayments spread over 39 or 52 weeks depending on the amount borrowed, subject to affordability.

Morses Club customers, also gain access to our Customer App, which you can use to login 24/7 and check the status of your loan or make repayments online.

If you are accepted for one of our doorstep loans, you will be put in contact with your local agent who will arrange a suitable time to collect repayments from your door.

Your friendly Morses Club agent won’t just collect repayments, they can help you manage your loan and help answer any queries you may have. For example, if you struggle to make repayments on time, your agent could make changes to your repayment plan to help you. Use our agent locator to find out if our agents operate within your area.

As a Morses Club customer, you will also gain access to our Customer App, which you can use 24/7 to check the status of your loan or make repayments online.

Why should I consider Morses Club as an alternative to Loans at Home?

While Loans at Home are no longer providing loans to new customers, Morses Club is still one of the largest home credit providers in the UK. Since we started over 130 years ago, you can count on our experience to bring you the friendly and personal service which we take pride in.

Our doorstep loans come with no extra charges, such as late repayment or admin fees which you may encounter from other lenders.

Morses Club offer loans to new customers between £200 and £1000. We believe this extensive borrowing range should help cover a wide range of unexpected expenses. If approved, you will be able to login to our Customer App which can be accessed anytime from your smartphone.

If you are thinking of applying for a Morses Club loan, you can explore your options by using the handy tool below.

I'd like to apply for... £200.00
£200 £1000
Paying back over...
Repay... £10.00 per week
Interest rate 84.86% APR 498.78% Finance charge £254.58 Total to repay £544.58
Repay... £14.22 per week
Total to repay £554.58
Existing customers can borrow between £100 and £1500 subject to approval. Borrowing between £300-400 over 52 weeks is available to existing customers subject to approval. Please login here
Minimum Term 39 weeks
Maximum Term 52 weeks
Maximum Apr 498.78%

Am I eligible for a Morses Club loan?

To be eligible for one of our doorstep loans, you need to:

  •   Be over 18 years of age
  •   Not have been declared bankrupt, applied for Sequestration, had a Debt Relief Order or an Individual Voluntary Agreement in the last 6 years
  •   For doorstep loans, you should live in the same business area as one of our Morses Club agents, which we will check for you based on your address details

Here at Morses Club, we aim to practise responsible lending. Part of this means that our loans are issued subject to your affordability assessment, which helps reassure both us and you that your loan repayments will be manageable.

Our friendly customer service team are also on hand to answer any queries, so please contact us if you have any questions about our services.