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What is home collected credit?

A home collection loan, also known as a doorstep loan, is a type of personal credit that’s delivered directly to your door. With a home collection loan you deal with a local agent face-to-face and work out the best loan for your needs and circumstances along with the corresponding repayment plan.

Your weekly repayments are collected from your home at a time that suits you, by your agent, who is your dedicated point of contact who will assist with any questions you might have.

Home collected credit provides a straightforward way for customers to borrow money, with a friendly, face-to-face service.

Home collection loans FAQs
Question Answer
What is a home collection loan? A home collection loan is a cash loan, which is delivered to your home through a network of local agents.
What is the difference between a doorstep and a home collection loan? They are the same type of loan, as both loans are completed in your own home and an agent will visit you each week to collect your payments.
Do you need a bank account? Our loans are available as either cash or on a pre-paid card, so a bank account isn't required for approval.
How do I apply? You can apply online using our simple online application form.

Why use home collection loans?

A home collected cash loan can be a good option for many reasons; you may not have a bank account, or you may simply just want to borrow the money in cash.

You could also have a poor or limited credit history. This can make it difficult to borrow money from banks and larger lenders. Morses Club will consider all applications individually, whatever your circumstances.*

What are the benefits of home collected credit?

One of the biggest benefits of home collected loans is the friendly face-to-face service, with a dedicated agent always there to answer questions and be your point of contact.

You also get the benefit of clear and simple costs, so you know exactly how much you will repay from the start. We don’t charge missed or late payment fees, and you’ll get a fixed rate of interest so everything is clear upfront.

*Excludes people who have been declared bankrupt, applied for Sequestration, had a Debt Relief Order or an Individual Voluntary Agreement within the past 6 years.

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Existing customers can borrow up to £1500 subject to approval.

Customers love Morses Club

Morses Club
5/5 Trustpilot review 5/5 stars 5 stars definitely Yes 5 stars would recommend this company. I’ve had a few loans with this company & never A probl... 5/5 Trustpilot review 5/5 stars My agent gives first class service… My agent gives first class service she’s there for me when you need to know anything about your acc... 5/5 Trustpilot review 5/5 stars Good money easy repayments Excellent… Good money easy repayments Excellent team of staff many thanks 5/5 Trustpilot review 5/5 stars fantastic company fantastic company 5/5 Trustpilot review 5/5 stars Was hesitant about using this service… Was hesitant about using this service at first but after a consultation with a very knowledgeable... 5/5 Trustpilot review 5/5 stars Very good service and good agents Very good service and good agents 5/5 Trustpilot review 5/5 stars Loan Agent lovely and simple process no messing about 5/5 Trustpilot review 5/5 stars Letter So friendly,always listen if any concerns and work with you if in difficult in payments. Never let m... 5/5 Trustpilot review 5/5 stars I have been a customer for years and… I have been a customer for years and have always had excellent customer satisfaction with no complai... 5/5 Trustpilot review 5/5 stars Great loan company There are a great company would recommend them to anyone. 5/5 Trustpilot review 5/5 stars Excellent! Excellent! Friendly, helpful, in every way 5/5 Trustpilot review 5/5 stars nice And helpful The company is very good and easy to talk to about anything to do with loan and the customer service... 5/5 Trustpilot review 5/5 stars Very help staff Very help staff 5/5 Trustpilot review 5/5 stars Get help from them very friendly Get help from them very friendly 5/5 Trustpilot review 5/5 stars My agent is polite My agent is polite , helpful and a pleasure to know, Morses club is a great company
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