Get a loan from Morses Club

88.5% of customers would be likely to recommend Morses Club to friends / family

93% of customers were satisfied with their overall Morses Club experience

Based on a customer survey conducted by Mustard Research Ltd, Jan-March 2023

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  2. Short term loans
  3. Home collection loans

What are home collection loans?

With a home collection loan, you deal with a local Customer Service Representative face-to-face or over the phone and work out the best loan for your needs and circumstances along with the corresponding repayment plan.

Your weekly repayments are collected from your home at a time that suits you, by your Customer Service Representative, who is your dedicated point of contact who will assist with any questions you might have. You can also manage your loan and make repayments via our Customer App.

Home collected credit provides a straightforward way for customers to borrow money, with a friendly service. Loans are issued based on the outcome of your affordability assessment.

You can apply for one of our UK home collection loans online, subject to affordability. Why not use our handy calculator within our online application?

New remote lending option

Apply now for an initial decision online

You can now apply online and if approved, receive the loan directly to your bank account.

Existing Customers
  • You can check if you are eligible for a loan through our customer portal without having to complete an application form.
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Quick initial decision online
No hidden fees or costs
Manage your loan with our online app
Minimum Term 26 weeks
Maximum Term 39 weeks
Maximum Apr 1590.93%

Home collection loans FAQs

Question Answer

What is the difference between a doorstep and a home collection loan?

They are the same type of loan, as both loans are completed in your own home and a Customer Service Representative will visit you each week to collect your payments or you can do this online via our Customer App.

Do you need a bank account?

Our loans are available deposited directly into your bank account.

How do I apply?

You can apply online using our simple online application form.

What are the benefits of home collection loans?

If approved, one of the biggest benefits of home collected loans is the friendly face-to-face service, with a dedicated Customer Service Representative always there to answer questions and be your point of contact.

You also get the benefit of clear and simple costs, so if your Morses Club loan application is approved, you know exactly how much you will repay from the start. We don’t charge missed or late payment fees, and you’ll get a fixed rate of interest so everything is clear upfront.

*Excludes people who have been declared bankrupt, applied for Sequestration, had a Debt Relief Order or an Individual Voluntary Agreement within the past 6 years.