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What is home collected credit?

A home collection loan, also known as a doorstep loan, is a type of personal credit that’s delivered directly to your door. With a home collection loan you deal with a local agent face-to-face and work out the best loan for your needs and circumstances along with the corresponding repayment plan.

Your weekly repayments are collected from your home at a time that suits you, by your agent, who is your dedicated point of contact who will assist with any questions you might have.

Home collected credit provides a straightforward way for customers to borrow money, with a friendly, face-to-face service.

Home collection loans FAQs
Question Answer
What is a home collection loan? A home collection loan is a cash loan, which is delivered to your home through a network of local agents.
What is the difference between a doorstep and a home collection loan? They are the same type of loan, as both loans are completed in your own home and an agent will visit you each week to collect your payments.
Do you need a bank account? Our loans are available as either cash or on a pre-paid card, so a bank account isn't required for approval.
How do I apply? You can apply online using our simple online application form.

Why use home collection loans?

A home collected cash loan can be a good option for many reasons; you may not have a bank account, or you may simply just want to borrow the money in cash.

You could also have a poor or limited credit history. This can make it difficult to borrow money from banks and larger lenders. Morses Club will consider all applications individually, whatever your circumstances.*

What are the benefits of home collected credit?

One of the biggest benefits of home collected loans is the friendly face-to-face service, with a dedicated agent always there to answer questions and be your point of contact.

You also get the benefit of clear and simple costs, so you know exactly how much you will repay from the start. We don’t charge missed or late payment fees, and you’ll get a fixed rate of interest so everything is clear upfront.

*Excludes people who have been declared bankrupt, applied for Sequestration, had a Debt Relief Order or an Individual Voluntary Agreement within the past 6 years.

Customers love Morses Club

Morses Club
5/5 Trustpilot review 5/5 stars Everything is so straight forward . Everything is so straight forward and my collector is so very helpful. I would wholehartedly recomme... 5/5 Trustpilot review 5/5 stars My agent is really nice & friendly My agent is really nice & friendly, Always on hand to help 5/5 Trustpilot review 5/5 stars This is an amazing company and the… This is an amazing company and the staff go above and beyond to help you in any way they can 5/5 Trustpilot review 5/5 stars Very good People to deal with friendly… Very good People to deal with friendly and nice.I can't say anything negative about Morses because e... 5/5 Trustpilot review 5/5 stars I have been with morses for years and… I have been with morses for years and never had any problems I would definitely recommend them 5/5 Trustpilot review 5/5 stars Brilliant friendly service Brilliant friendly service. You are well looked after. 5/5 Trustpilot review 5/5 stars my agent is the best my agent is the best! really listens to my needs and bends over backwards to accommodate me! great... 5/5 Trustpilot review 5/5 stars My agent is always friendly and bends… My agent is always friendly and bends over backwards to help if i have an issue. 5/5 Trustpilot review 5/5 stars Excellent service Excellent service. Very helpful. Highly recommend A* 5/5 Trustpilot review 5/5 stars I like this firm because it is so…easy... I like this firm because it is so sraightforward and made so easy to complete application by the ag... 5/5 Trustpilot review 5/5 stars Absolutely professional Absolutely professional, and my agent is a really lovely compassionate woman, would highly recommend... 5/5 Trustpilot review 5/5 stars Excellent and professsionl Excellent and professsion at all time. 5/5 Trustpilot review 5/5 stars I have been a member of morses for over… I have been a member of morses for over 2 years now, easy to apply for a loan, friendly and discree... 5/5 Trustpilot review 5/5 stars I find this company excellent I find this company excellent. Have had no problems and they are alwsys pleasant, courteous and will... 5/5 Trustpilot review 5/5 stars Used for years Used for years. No complaints. Friendly helpful and there when you need them.
Rated 9.3 out of 10 based on 1314 reviews. See some of the reviews here. Powered by trustpilot