Previous Shopacheck Customers - Frequently Asked Questions

  • Why is my loan no longer with Shopacheck?

    On 1st March 2015 Shopacheck merged with Morses Club PLC. The two companies are now one legal business and operate under the name Morses Club PLC. As part of this merger, all Shopacheck customers have been transferred over to Morses Club. There is no change to the terms of your Credit Agreement and your loan will carry on as normal. Find out more information on this here.


  • Do I still have to pay back my loan?

    Yes, your Credit Agreement is still valid. You should continue to make your repayments on the arranged day and time as usual.


  • Will my Agent change?

    Your regular Agent will continue to come and collect your repayments each week; the merger will not affect the day to day operation of your loan. Please feel free to ask your Agent any questions you may have, or contact us.


  • Who is Morses Club PLC?

    Morses Club PLC is now one of the largest home collected credit providers in the UK, operating through a network of local branches and self-employed Agents. Prior to 1st March 2015, Shopacheck and Morses Club operated as two separate companies - Shopacheck Financial Services Ltd and Morses Club.


  • Can I have another Shopacheck loan?

    You can apply for additional loans if you need them in the future. If you are approved for an additional loan Morses Club PLC will be your loan provider, not Shopacheck. Morses Club offers the same loans as Shopacheck did previously and could continue to help you with your credit needs.


  • Are Morses Club loans the same as Shopacheck loans?

    Morses Club offer loans from £100 to £1000 over 20, 33 or 52 weeks. We operate in the same way as Shopacheck did previously and offer the same weekly home collect service.


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Representative Example:

£200 loan repayable over 33 weeks at £10 per week, Rate of interest 102.4% p.a fixed; Representative 433.5% APR, Total amount payable is £330.

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