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Additional loans for existing customers

If you are an existing Morses Club customer and are considering applying for a loan, we may be able to help you out – with some benefits too.

Please note that if you increase your borrowing, you may be extending the terms of your debt and increase the total amount you repay.

Manage your loan online

Did you know that we have a new Morses Club Customer App to help you keep track of your loan? You can view your balance and make a payment online anytime, anywhere. Find out more and register here.

Want to borrow more?

Our existing customers can borrow between £100 and £1500 depending on their individual circumstances and following an affordability assessment. We think it's a good way to reward our customers who manage their loans well.

Speak to your Customer Support Associate if you’re interested in an additional loan. They will be able to guide you through the options you have available to you and can let you know how much you’re eligible to borrow.

Faster loan applications

As an existing customer, we will already have your details. This means you will be able to enquire about any additional loans you might need through your Customer Support Associate, which could be a faster process.

Your Customer Support Associate will be aware of your situation and can talk you through your loan options and discuss what repayment periods are manageable for you.

Recommend a friend for a loan

Our existing customers who recommend their friends and family to join Morses Club can take part in our Recommend a Friend Scheme!

You could receive vouchers for each friend or family member you recommend who become a Morses Club customer – terms and conditions apply.

Find out more on our Recommend a Friend page.

Frequently asked questions

Can I have another loan with you if I’ve already got one?

As an existing customer, you may be eligible to take out additional loans with us, subject to approval. This can even be done remotely without the need for your Customer Support Associate to come and visit you.

If you would like to apply for an additional loan you should discuss this with your Customer Support Associate who will take you through your options.

What happens if I miss a payment?

If you need to miss a payment you should try and let your Customer Support Associate know in advance. You are able to make one-off repayments to bring your account up to date. If you frequently miss repayments your local Customer Support Associate will be in touch to work with you towards an alternative payment.

Can I change the time my Customer Support Associate calls?

If you want to change the date or time your Customer Support Associate calls round you should discuss this with them directly. They will always try to visit at a time that suits you and can be flexible with this when required.

What happens if I want to settle my account early?

We do not charge an early settlement fee if you would like to settle your account early. If this is an option for you then you should speak to your Customer Support Associate.

Can I borrow more money as an existing customer?

As an existing customer, you may be eligible to borrow more money from us. This is not a guarantee however, and how much you are able to borrow as an existing customer depends on the way that you handle your existing loan, and what you can afford to repay.

What should I do if my finances have been affected by coronavirus?

If you're unable to make your repayments due to coronavirus, please get in contact with us as soon as possible and we'll work with you to find a solution.

Additionally, you can access free and independent advice from the MoneyHelper.

If you have any more questions please see our FAQ section, speak to your Customer Support Associate or contact our Customer Services Team and we will be happy to help.