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Additional loans for existing customers

If you are an existing Morses Club customer and are considering applying for a loan, we may be able to help you out – with some benefits too.

Please note that if you increase your borrowing, you may be extending the terms of your debt and increase the total amount you repay.

Manage your loan online

Did you know that we have a new Morses Club Customer App to help you keep track of your loan? You can view your balance and make a payment online anytime, anywhere. Find out more and register here.

Want to borrow more?

Our existing customers can borrow between £100 and £1500 depending on their individual circumstances and following an affordability assessment. We think it's a good way to reward our customers who manage their loans well.

Speak to your agent if you’re interested in an additional loan. They will be able to guide you through the options you have available to you and can let you know how much you’re eligible to borrow.

Faster loan applications

As an existing customer, we will already have your details. This means you will be able to enquire about any additional loans you might need through your agent, which could be a faster process.

Your agent will be aware of your situation and can talk you through your loan options and discuss what repayment periods are manageable for you.

Recommend a friend for a loan

Our existing customers who recommend their friends and family to join Morses Club can take part in our Recommend a Friend Scheme!

You could receive vouchers for each friend or family member you recommend who become a Morses Club customer – terms and conditions apply.

Find out more on our Recommend a Friend page.

Frequently asked questions

As an existing customer, you may be eligible to take out additional loans with us, subject to approval. This can even be done remotely without the need for your agent to come and visit you.

If you would like to apply for an additional loan you should discuss this with your agent who will take you through your options.

If you need to miss a payment you should try and let your agent know in advance. You are able to make one-off repayments to bring your account up to date. If you frequently miss repayments your local agent will be in touch to work with you towards an alternative payment.

If you want to change the date or time your agent calls round you should discuss this with them directly. They will always try to visit at a time that suits you and can be flexible with this when required.

We do not charge an early settlement fee if you would like to settle your account early. If this is an option for you then you should speak to your agent.

As an existing customer, you may be eligible to borrow more money from us. This is not a guarantee however, and how much you are able to borrow as an existing customer depends on the way that you handle your existing loan, and what you can afford to repay.

If you're unable to make your repayments due to coronavirus, please get in contact with us as soon as possible and we'll work with you to find a solution.

Additionally, you can access free and independent advice from the MoneyHelper.

If you have any more questions please see our FAQ section, speak to your agent or contact our Customer Services Team and we will be happy to help.