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Emergency loans

Managing money responsibly and having savings put aside for emergencies is the ideal situation, however we understand that things don't always go to plan. At Morses Club we offer small loans for those unexpected emergency costs, like a larger than usual bill or home repair.

Morses Club provides cash loans to our customer who are based all over the UK. With a short online application and all individual circumstances considered, our loans make borrowing and repaying cash simple and straightforward. Find out if you qualify for a Morses Club loan by calling us or using our simple application form. You'll get a decision in principle within minutes.

Why use a Morses Club loan

Once your loan has been accepted in principle, a member from one of our local Morses Club branches will contact you to arrange for an agent to visit you at your home who will carry out an affordability assessment and finalise your loan.

We can offer small loans from as little as £100 up to larger loans of £1500 – new customers can borrow up to £400. It's a convenient way to get the cash when you need it with a friendly face-to-face service from the comfort of your own home.

Our choice of loans means that you can select the amount you need and we don't charge any missed or late payment fees. You'll also receive a fixed rate of interest, so you know exactly how much you're paying back each week.

To make repaying your loan even easier, a friendly Morses Club agent will collect your repayments from your home at a time that's convenient for you. We try to help everyone who applies for a Morses Club loan, that's why all of our loans are assessed based on your personal circumstances. That means that even if you have bad credit or CCJs, you still may be considered for an emergency loan.*

Flexible loans

Our loans are designed to be flexible and easy to understand. Use our loan calculator to find out how much you could borrow and the loan terms that are right for you. Once you've chosen your loan amount and repayment period, you'll be able to see your fixed interest rate, the amount of each repayment and the final overall costs of the loan so you know exactly how much you'll pay.

If you think that a loan from Morses Club could help you, apply today.

*Excludes people who have been declared bankrupt, applied for Sequestration, had a Debt Relief Order or an Individual Voluntary Agreement within the past 6 years.

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Existing customers can borrow between £100 and £1500 subject to approval.