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Emergency loans

While managing money responsibly and having savings put aside for emergencies is the ideal situation, we understand that things don't always go to plan. At Morses Club we offer small loans for those unexpected emergency costs, like a larger than usual bill or home repair.

Morses Club provides cash loans to our customer who are based all over the UK. With a short online application and all individual circumstances considered, our loans make borrowing and repaying cash simple and straightforward. Find out if you qualify for a Morses Club loan by calling us or using our simple application form. You'll get a decision in principle within minutes.

Why use a Morses Club loan

Once your loan has been accepted in principle, a member from one of our local Morses Club branches will contact you to arrange for an agent to visit you at your home who will carry out an affordability assessment and finalise your loan.

We can offer small loans from as little as £100 up to larger loans of £1500 – new customers can borrow up to £400. It's a convenient way to get the cash when you need it with a friendly face-to-face service from the comfort of your own home.

Our choice of loans means that you can select the amount you need and we don't charge any missed or late payment fees. You'll also receive a fixed rate of interest, so you know exactly how much you're paying back each week.

To make repaying your loan even easier, a friendly Morses Club agent will collect your repayments from your home at a time that's convenient for you. We try to help everyone who applies for a Morses Club loan, that's why all of our loans are assessed based on your personal circumstances. That means that even if you have bad credit or CCJs, you still may be considered for an emergency loan.*

Flexible loans

Our loans are designed to be flexible and easy to understand. Use our loan calculator to find out how much you could borrow and the loan terms that are right for you. Once you've chosen your loan amount and repayment period, you'll be able to see your fixed interest rate, the amount of each repayment and the final overall costs of the loan so you know exactly how much you'll pay.

If you think that a loan from Morses Club could help you, apply today.

*Excludes people who have been declared bankrupt, applied for Sequestration, had a Debt Relief Order or an Individual Voluntary Agreement within the past 6 years.

Customers love Morses Club

Morses Club
5/5 Trustpilot review 5/5 stars Everything is so straight forward . Everything is so straight forward and my collector is so very helpful. I would wholehartedly recomme... 5/5 Trustpilot review 5/5 stars My agent is really nice & friendly My agent is really nice & friendly, Always on hand to help 5/5 Trustpilot review 5/5 stars This is an amazing company and the… This is an amazing company and the staff go above and beyond to help you in any way they can 5/5 Trustpilot review 5/5 stars Very good People to deal with friendly… Very good People to deal with friendly and nice.I can't say anything negative about Morses because e... 5/5 Trustpilot review 5/5 stars I have been with morses for years and… I have been with morses for years and never had any problems I would definitely recommend them 5/5 Trustpilot review 5/5 stars Brilliant friendly service Brilliant friendly service. You are well looked after. 5/5 Trustpilot review 5/5 stars my agent is the best my agent is the best! really listens to my needs and bends over backwards to accommodate me! great... 5/5 Trustpilot review 5/5 stars My agent is always friendly and bends… My agent is always friendly and bends over backwards to help if i have an issue. 5/5 Trustpilot review 5/5 stars Excellent service Excellent service. Very helpful. Highly recommend A* 5/5 Trustpilot review 5/5 stars I like this firm because it is so…easy... I like this firm because it is so sraightforward and made so easy to complete application by the ag... 5/5 Trustpilot review 5/5 stars Absolutely professional Absolutely professional, and my agent is a really lovely compassionate woman, would highly recommend... 5/5 Trustpilot review 5/5 stars Excellent and professsionl Excellent and professsion at all time. 5/5 Trustpilot review 5/5 stars I have been a member of morses for over… I have been a member of morses for over 2 years now, easy to apply for a loan, friendly and discree... 5/5 Trustpilot review 5/5 stars I find this company excellent I find this company excellent. Have had no problems and they are alwsys pleasant, courteous and will... 5/5 Trustpilot review 5/5 stars Used for years Used for years. No complaints. Friendly helpful and there when you need them.
Rated 9.3 out of 10 based on 1314 reviews. See some of the reviews here. Powered by trustpilot