Get a cash loan from Morses Club

92% of customers said they would be happy to recommend our service

95% of customers are satisfied with their overall Morses Club experience

Based on a customer survey conducted by Mustard Research Ltd, July 2022

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Emergency loans

Managing money responsibly and having savings put aside for unexpected expenses is the ideal situation, however we understand that things don't always go to plan. At Morses Club we offer small emergency loans for those unexpected costs. Loans are issued subject to affordability and credit checks.

Morses Club provides emergency loans to our customers who are based all over the UK. With a short online application and all individual circumstances considered, our loans make borrowing and repaying cash simple and straightforward. Find out if you qualify for a Morses Club loan by calling us or using our simple application form. You'll get a decision in principle within minutes and loans are subject to an affordability assessment.

You can also use our loan calculator to find out how much you could borrow with one of our emergency loans. Once you've chosen your loan amount and repayment period, you'll be able to see your fixed interest rate, the amount of each repayment and the final overall costs of the loan so you know exactly how much you'll pay if your loan application is approved.

I'd like to apply for... £200.00
£200 £1000
Paying back over...
Repay... £10.00 per week
Interest rate 84.86% APR 498.78% Finance charge £254.58 Total to repay £544.58
Repay... £14.22 per week
Total to repay £554.58
Existing customers can borrow between £100 and £1500 subject to approval. Borrowing between £300-400 over 52 weeks is available to existing customers subject to approval. Please login here
Minimum Term 39 weeks
Maximum Term 52 weeks
Maximum Apr 498.78%

Why use emergency loans from Morses Club?

If you are approved in principle for one of our emergency loans, a friendly Morses Club Customer Support Associates will contact you to carry out an affordability assessment and finalise your loan. This can be done over the phone, or a Customer Support Associate can visit your home to run through this with you.

We can offer emergency loans between £200 and £1000, repaid weekly over 39 or 52 weeks depending on the amount borrowed. If approved, it's a convenient way to get the cash when you need it with the option of a friendly face-to-face service from the comfort of your own home.

At Morses Club, we don't charge any missed or late payment fees. You'll also receive a fixed rate of interest, so you know exactly how much you're paying back each week.

To make repaying your loan even easier, a friendly Morses Club Customer Support Associate can collect your repayments from your home at a time that's convenient for you. Repayments can also be made over the phone or online via our Customer App.

We try to help everyone who applies for a Morses Club loan, that's why all of our loans are assessed based on your personal circumstances. That means that even if you have bad credit or CCJs, you still may be considered for an emergency loan.*

If you have any questions about our emergency loans, please contact us.

*Excludes people who have been declared bankrupt, applied for Sequestration, had a Debt Relief Order or an Individual Voluntary Agreement within the past 6 years.