Doorstep loans from £200

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88.5% of customers would be likely to recommend Morses Club to friends / family

93% of customers were satisfied with their overall Morses Club experience

Based on a customer survey conducted by Mustard Research Ltd, Jan-March 2023

Representative 615.70% APR
  • Manage your loan with our online app
  • No hidden fees or costs
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  2. Doorstep loans

What is a doorstep loan?

Doorstep loans are personal loans that can be deposited directly into your bank account. If you have an unforeseen cost, then you could consider a UK doorstep loan.

You could apply for one of our doorstep loans and if approved, pay it back in weekly instalments.

As the name suggests, local Customer Support Associates collect repayments from the doorstep of your home. You can now also manage doorstep loans online or over the phone.

They are usually for a small amount that can be paid off in months, rather than years. Short term borrowing is not necessarily suitable for long term needs.

Find out more about doorstep loans with Morses Club below.

How do doorstep loans work?

Morses Club offer UK doorstep loans from £200 to £750, with weekly repayments collected over 26 or 39 period, depending on the amount borrowed.

Our doorstep loans start with an online application which can be completed in minutes.

Once you're approved, a friendly local Morses Club Customer Support Associate will then be in touch to finalise the details and explain how your doorstep loan will work.

We'll also assess your individual financial circumstances by speaking to you in person or over the phone, this is just to reassure both us and you that your doorstep loan will be manageable.

Repayments are usually collected in person from your home each week. You can also repay through our Customer App or over the phone.

*New customers are eligible for loans between £200 to £750, and existing customers are eligible for loans between £100 and £1500

Existing customers can borrow between £100 and £1500, subject to approval.

If one of our pay weekly loans sounds right for you, use the apply button below to explore your options. If you're already an existing customer with us, simply log in to the portal to express your interest and your CSA will contact you in due course to discuss further.

New remote lending option

Apply now for an initial decision online

You can now apply online and if approved, receive the loan directly to your bank account.

Existing Customers
  • You can check if you are eligible for a loan through our customer portal without having to complete an application form.
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Quick initial decision online
No hidden fees or costs
Manage your loan with our online app
Minimum Term 26 weeks
Maximum Term 39 weeks
Maximum Apr 1590.93%

Are your doorstep loans near me?

Morses Club is the UK's leading doorstep loans provider. We have Customer Support Associates right across the UK – find out if there's one in your area.

How do I apply for a doorstep loan?

You can apply for one of our UK doorstep loans of £200 to £750 using our online application form.

Once you apply, you will get a quick decision as to whether you have been approved in principle. If approved, one of our friendly Customer Support Associates will then phone you to discuss the next steps and conduct a full affordability assessment.

Is a Morses Club loan right for me?

One of our doorstep loans could be an option if you need to borrow a small amount over a short period.

They are an option if you're hit with an unexpected expense that needs resolving urgently.

Our doorstep loans have a fixed interest rate, so you can see the full cost up front before proceeding.

There are plenty of options to help manage your doorstep loan. Your Customer Support Associate can visit your home to collect repayments or do so over the phone, the Morses Club Customer App also allows you to make payments online.

If you are considering one of our doorstep loans, please contact us if you have any questions or queries before applying.

4 reasons to choose Morses Club for doorstep loans

No hidden fees

No hidden fees

We don’t charge for missed or late payments, bounced cheques or defaulted card payments. You only pay back what you agree to when you take out your loan agreement.

No complicated forms

No complicated forms

We use clear language and everything about our loans are transparent.

Loans that work around you

Doorstep loans that work around you

Your loan is completed with you in your home with a Morses Club Customer Support Associate, and your money comes to you. Your repayments are collected from your home at a time that suits you each week.

Loans that start small

Our loans start small

Our loans start small - we offer loans from £200 to £750.

Doorstep loans FAQs

Do I need to be a homeowner to apply for a doorstep loan?

No, you don’t need to own your home. We can help whether you are a homeowner or a private or housing association tenant.

Your doorstep loan can be tailored to your situation.

Does it matter if I have poor credit or CCJs?

As a responsible doorstep lender we try to help everyone, whatever their situation.

If you have County Court Judgements (CCJs) or a poor credit history you may still be considered for a doorstep loan.

As part of the process, we will undertake credit and affordability checks to assess your suitability.

Will I ever have to pay extra charges?

No, we don’t charge any missed or late payment fees.

If you are having difficulty making your doorstep loan repayments, your Customer Support Associate will work with you on an alternative payment plan.

Morses Club will always try to give you some extra breathing space if you need it.

How much can I apply for?

New customers can apply for a doorstep loan of between £200 and £750 and make repayments spread over 26 or 39 weeks depending on how much you would like to borrow.

Do you offer doorstep loans for people on benefits?

You can apply for a doorstep loan if you are receiving benefits, but we can't guarantee that you will be approved.

We are a responsible doorstep lender, which means making sure we offer you the right products for your circumstances.

Can I get a doorstep loan if I am unemployed?

If you are unemployed, then a doorstep loan may not be the best option for you.

As responsible doorstep lenders, we must ensure that we are offering you the right product.

You may be able to get a doorstep loan, but if you don't have a steady or predictable income you could struggle to meet the repayments.

If you know that you will be unable to make repayments, you should not apply.

Can I apply for a doorstep loan without a credit check?

No. As part of our assessment, we need to carry out checks with a credit reference agency.

But a bad credit rating does not mean that you won't be approved for a doorstep loan. We will still consider you even if you have a less-than-perfect credit history.