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Doorstep loans

What is a doorstep loan?

Also known as home credit loans, doorstep loans are a form of personal loan that are delivered to your door. If you apply for a doorstep loan, a local agent will visit you in your home to go through your application and if approved, give you your funds.

Your agent will then become your dedicated point of contact for managing your loan and will visit your home to collect your loan repayments and answer any questions you may have.

Doorstep loans allow customers to discuss their credit needs with an agent face to face and provide a truly personal service.

Doorstep loans FAQs
Question Answer
What is a doorstep loan? A doorstep loan, also known as a home credit loan, is a form of personal cash loan, delivered to your door by one of our friendly local agents. The agent will approve your application with you at your home and if approved, give you your cash.
Do I have to be a homeowner? You do not need to own your own home to be eligible for a doorstep loan. We can provide unsecured loans for tenants in private, council and housing association properties as well as people in other living circumstances.
Does it matter if I have CCJs or poor credit? Not necessarily. We try to help everyone whatever your circumstances. As part of the application process, we will undertake credit and affordability checks to help us assess your suitability for a loan.
How do I apply? You can apply online using our simple online application form. You will receive a response within minutes letting you know if you've been initially approved for a loan. Once you’re initially approved someone from your local branch will be in touch to discuss visiting you and finalising your application.
Are there any extra charges? We do not charge any missed or late payment fees and if you are having difficulty making your repayments, someone from your local branch will be in touch to work with you towards an alternative payment plan which works for you.

If you're interested in a convenient and simple doorstep loan from Morses Club, why not apply online – you could have your cash in a few days.

...with a stress-free application

We know that when you apply for a doorstep loan, you want it to be straightforward from start to finish. That's why our online application process is simple, and you'll get an initial decision in minutes.

...with a personal service

Our friendly Morses Club agents bring your loan directly to your doorstep. Our agents are helpful, and they are given fantastic support and training and can answer any questions you might have about your loan. To see if you're eligible for a doorstep loan, call now or apply online.

Doorstep loans - the facts

  • Doorstep loan companies may consider people with poor credit histories, but credit checks will be run during your application
  • Our loans have a fixed interest rate, so you can see the full cost upfront and there are no nasty surprises
  • Your loan can be processed within a few days of application, but may sometimes take a little longer because of the face to face approval process
  • By taking a little longer, there is more time for you to consider your personal needs and circumstances

Customers love Morses Club

Morses Club
5/5 Trustpilot review 5/5 stars Everything is so straight forward . Everything is so straight forward and my collector is so very helpful. I would wholehartedly recomme... 5/5 Trustpilot review 5/5 stars My agent is really nice & friendly My agent is really nice & friendly, Always on hand to help 5/5 Trustpilot review 5/5 stars This is an amazing company and the… This is an amazing company and the staff go above and beyond to help you in any way they can 5/5 Trustpilot review 5/5 stars Very good People to deal with friendly… Very good People to deal with friendly and nice.I can't say anything negative about Morses because e... 5/5 Trustpilot review 5/5 stars I have been with morses for years and… I have been with morses for years and never had any problems I would definitely recommend them 5/5 Trustpilot review 5/5 stars Brilliant friendly service Brilliant friendly service. You are well looked after. 5/5 Trustpilot review 5/5 stars my agent is the best my agent is the best! really listens to my needs and bends over backwards to accommodate me! great... 5/5 Trustpilot review 5/5 stars My agent is always friendly and bends… My agent is always friendly and bends over backwards to help if i have an issue. 5/5 Trustpilot review 5/5 stars Excellent service Excellent service. Very helpful. Highly recommend A* 5/5 Trustpilot review 5/5 stars I like this firm because it is so…easy... I like this firm because it is so sraightforward and made so easy to complete application by the ag... 5/5 Trustpilot review 5/5 stars Absolutely professional Absolutely professional, and my agent is a really lovely compassionate woman, would highly recommend... 5/5 Trustpilot review 5/5 stars Excellent and professsionl Excellent and professsion at all time. 5/5 Trustpilot review 5/5 stars I have been a member of morses for over… I have been a member of morses for over 2 years now, easy to apply for a loan, friendly and discree... 5/5 Trustpilot review 5/5 stars I find this company excellent I find this company excellent. Have had no problems and they are alwsys pleasant, courteous and will... 5/5 Trustpilot review 5/5 stars Used for years Used for years. No complaints. Friendly helpful and there when you need them.
Rated 9.3 out of 10 based on 1314 reviews. See some of the reviews here. Powered by trustpilot