Doorstep loans

What are Doorstep Loans?

Doorstep loans, also known as home credit loans, are a personal loan that is delivered to your door. A local agent will visit your home to approve your application in person and if approved, give you your funds.

Your agent will then become your dedicated point of contact for the rest of your loan period and will visit your home once a week to collect your loan repayments or answer any questions you may have.

Quick Doorstep Loans FAQs
Question Answer
What is a doorstep loan? A doorstep loan, known as a home credit loan, is a form of personal cash loan, which is delivered to your door through a network of local agents. An agent will approve your application with you at your home and if approved, give you your cash.
Do I have to be a homeowner? You do not need to own your own home in order to be eligible for a loan, we can provide unsecured loans for tenants in private, council and housing association properties as well as people in other living circumstances.
Does it matter if I have CCJs or poor credit? Not necessarily, we try to help everyone whatever your circumstances. As part of the application process, we will undertake a credit search to help us assess your suitability for a loan.
How do I apply? You can apply online using our simple online application form. You will receive a response within minutes letting you know if you've been initially approved for one of our cash loans. Once you’re initially approved someone from your local branch will be in touch to discuss visiting you and finalising your application.
Are there any extra charges? We do not charge any missed or late payment fees and if you are having difficulty making your repayments, someone from your local branch will be in touch to work with you towards an alternative payment plan which works for you.

If you're interested in a convenient and simple doorstep loan from Morses Club, why not apply online – you could have your cash in a few days.

...with a stress-free application

We know that when you apply for a doorstep loan, you want it to be straightforward from start to finish. That's why our online application process is simple and you'll get an initial decision in minutes.

...with a personal service

Our friendly Morses Club agents bring your loan directly to your doorstep. Our agents are helpful and they are given fantastic support and training and can answer any questions you might have about your loan. To see if you're eligible for a doorstep loan, call now or apply online.

...the facts

  • Doorstep loan companies may consider people with poor credit histories, but credit checks will be run during your application
  • Our loans have a fixed interest rate, so you can see the full cost upfront and there are no nasty surprises
  • Your loan can be processed within a few days of application, but may sometimes take a little longer because of the face to face approval process
  • By taking a little longer, there is more time for you to consider your personal needs and circumstances

Representative Example:

£200 loan repayable over 20 weeks at £15.00 per week, Rate of interest 50% fixed; Representative 756.5% APR, Total Amount Payable is £300.

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