What are Doorstep Loans?
Doorstep loans, also known as home credit loans, are a personal loan that is delivered to your door. A local agent will visit your home to approve your application in person and if approved, deliver your loan to your door.
Your agent will then become your dedicated point of contact for the rest of your loan period and will visit your home once a week to collect your loan repayments or answer any questions you may have.Quick Doorstep Loans FAQs
|What is a doorstep loan?||A doorstep loan is a form of personal cash loan, which is delivered to your door through a network of local agents|
|Do I have to be a homeowner?||You do not need to be a homeowner to be eligible for a loan, we can provide unsecured loans for tenants in private, council and housing association properties|
|Does it matter if I have CCJs or poor credit?||Not necessarily, we try to help everyone whatever your circumstances|
|How do I apply?||You can apply online using our simple online application form|
|Are there any extra charges?||We do not charge any missed or late payment fees and will help you work out an individual payment plan if you have difficulty in keeping up with your repayments|
...with a stress-free application
We know that when you apply for a doorstep loan, you want it to be straightforward from start to finish. That's why our online application process is simple and you'll get an initial decision in minutes.
...with a personal service
Our friendly Morses Club agents bring your loan directly to your doorstep. Our agents are helpful and they are given fantastic support and training and can answer any questions you might have about your loan. To see if you're eligible for a doorstep loan, call now or apply online.
- Doorstep loan companies may consider people with poor credit histories, but credit checks will be run during your application
- Our loans have a fixed interest rate, so you can see the full cost upfront and there are no nasty surprises
- Your loan can be processed within a few days of application, but may sometimes take a little longer because of the face to face approval process
- By taking a little longer, there is more time for you to consider your personal needs and circumstances