What is a doorstep loan?
Doorstep loans are a kind of personal loan that can be paid in cash or direct into your bank account.
If you have an unforeseen cost, then a doorstep loan could be an option.
You could get a doorstep cash loan and pay it back in weekly instalments.
As the name suggests, local agents collect repayments from the doorstep of your home. You can now also manage doorstep loans online or over the phone.
They are usually for a small amount that can be paid off in months, rather than years. Short term borrowing is not necessarily suitable for long term borrowing.
How do doorstep loans work?
Morses Club offer doorstep cash loans from £100 to £1000, and the application can be completed in minutes.
Once you're approved, a friendly local Morses Club agent will then be in touch to finalise the details.
We'll assess your individual financial circumstances by speaking to you in person. And we need to make sure you understand how your doorstep loan works.
Repayments are usually collected in person from your home each week. You can also repay through our Customer App or over the phone.
You can receive your loan in cash, have it paid into your bank account or loaded on to a Morses Club Card.
How do I apply for a doorstep loan?
You can apply for a doorstep cash loan of £100 to £1000 using our online application form.
You’ll get an initial decision in seconds. As to whether you have been approved in principle.
Morses Club are one of the UK's leading doorstep lenders. We have branches and agents right across the UK – find out if there's one in your area.
Is a Morses Club loan right for me?
A Morses Club doorstep loan could be an option if you need to borrow a small amount over a short period.
They are an option if you're hit with an unexpected expense.
Our doorstep loans have a fixed interest rate, so you can see the full cost up front.
The current situation means that it's not always practical to see your agent in person, so there are now other ways that you can pay for and manage your loan.
Your agent can take payment over the phone, or contact the Morses Club Customer Service Team.
The Morses Club Customer App also allows you to make payments online.