Doorstep loans
What is a doorstep loan?
Doorstep loans, also known as home collection loans, are a form of personal cash loan that is delivered to your doorstep.
If you complete the application form and are approved in principle, one of our friendly local agents will contact you to arrange an appointment at your home to finalise your loan.
Morses Club doorstep loans provide customers with an opportunity to discuss their credit needs and financial circumstances face to face. Repayments are collected in person, from your home at a time and day that suits you, to help keep them manageable.
| Question | Answer |
|---|---|
| What is a doorstep loan? | A doorstep loan, also known as a home credit loan, is a form of personal cash loan, delivered to your door by one of our friendly local agents. The agent will complete your application with you at your home and if approved, give you your cash. |
| Do I have to be a homeowner? | You do not need to own your own home to be eligible. We can provide unsecured loans for tenants in private, council and housing association properties as well as people in other living circumstances. |
| Does it matter if I have CCJs or poor credit? | We try to help everyone whatever your circumstances, so if you’ve had bad credit you may still be considered. As part of the application process, we will undertake credit and affordability checks to help us assess your suitability for a loan. |
| How do I apply? | You can apply online using our simple online application form. You will receive a response within minutes letting you know if you've been initially approved for a loan. Once you’re initially approved someone from your local branch will be in touch to discuss visiting you and finalising your application. |
| Are there any extra charges? | We do not charge any missed or late payment fees and if you are having difficulty making your repayments, someone from your local branch will be in touch to work with you towards an alternative payment plan which works for you. |
If you're interested in a convenient and simple doorstep loan from Morses Club, why not apply online – you could have your cash in a few days.
…with a stress-free application
We know that when you apply for a loan, you want it to be straightforward from start to finish. That's why our online application process is simple, and you'll get an initial decision in minutes.
…with a personal service
Our friendly Morses Club agents bring your loan directly to your doorstep. Our agents are helpful, and they are given fantastic support to help them answer any questions you might have about your loan. To see if you're eligible for a Morses Club loan, call now or apply online.
Doorstep loans – the facts
- Doorstep loan companies may consider people with poor credit histories, but credit and affordability checks will be run during your application
- Our loans have a fixed interest rate, so you can see the full cost upfront and there are no nasty surprises
- Your loan can be processed within a few days of application, but may sometimes take a little longer because of the face to face approval process
- By taking a little longer, there is more time for you to consider your personal needs and circumstances
Existing customers can borrow up to £1500 subject to approval.
