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Doorstep Lenders

What are doorstep lenders?

A doorstep lender is a loan company that offers doorstep loans, which are sometimes referred to as home credit loans. Loans from UK doorstep lenders can start from as low as £100, with the money paid back in regular instalments over several months.

An agent working for the doorstep lender will visit you at your home to finalise your loan. They will also be the person to collect your repayments.

What to look for in a doorstep loan lender

When searching for a doorstep loan, you should try and do some research about the various lenders. Find out if they have any additional charges, so your loan doesn't end up costing you more than you had planned for. Also, read some of the reviews left by customers, so you can get honest opinions about the company.

In the UK there are several doorstep loan lenders and you may have heard of Provident, however there are alternatives. You can compare the doorstep loan companies in your area at It's a free to use, independent website that will provide you with a list of doorstep lenders. It gives you the cost of a loan from each lender, so you can work out which is best for you.

Bad credit history - loans from a doorstep lender

If you've got a bad credit history, you may still be able to get loan from a doorstep lender. They will take other factors into account, like your income and outgoings to make sure the loan is suitable and affordable for you.

Why choose Morses Club as your doorstep lender?

We always focus on putting our customers first and coming up with new ways to make our loans more convenient. Morses Club are the second biggest doorstep loan lender in the UK with branches all over the country. Our loans start small, with affordable repayments spread over 22 or 34 weeks for new customers.

You can choose to have your loan in cash, direct into your bank account or loaded onto a Morses Club Card. The Customer App will help you manage your loan online - use it to view your remaining balance, make loan payments and much more.

We consistently receive over 98% customer satisfaction rate and you can read genuine reviews left by our customers on our customer testimonials page. Please visit our About Us page for more information about Morses Club.

Doorstep lenders FAQ's

Are doorstep lenders legal?

All doorstep lenders must be authorised by the Financial Conduct Authority and follow the rules and regulations that are set by them, if they don't then they will be acting illegally.

Do doorstep lenders complete credit checks?

All reputable cash lenders will conduct a credit and affordability check during your application, this is to ensure the loan you intend on taking out is suitable for you. At Morses Club we consider all applications, so even if you have a less than perfect credit history you could still be approved for a loan.

How do I find doorstep lenders near me?

To find out if Morses Club operate in your area visit our branches page. Just enter your postcode and we'll let you know the nearest branch to you.

What is the difference between a doorstep lender and a broker?

A broker will collect your information and search for a loan that is most suitable for your needs, they will then pass you over to the lender for you to complete your application. The broker doesn't lend you any money, they just act as a middleman.

A doorstep lender is the company who you have your loan agreement with and will the ones who are collecting your repayments.

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Existing customers can borrow up to £1500 subject to approval.

Customers love Morses Club

Morses Club
5/5 Trustpilot review 5/5 stars 5 stars definitely Yes 5 stars would recommend this company. I’ve had a few loans with this company & never A probl... 5/5 Trustpilot review 5/5 stars My agent gives first class service… My agent gives first class service she’s there for me when you need to know anything about your acc... 5/5 Trustpilot review 5/5 stars Good money easy repayments Excellent… Good money easy repayments Excellent team of staff many thanks 5/5 Trustpilot review 5/5 stars fantastic company fantastic company 5/5 Trustpilot review 5/5 stars Was hesitant about using this service… Was hesitant about using this service at first but after a consultation with a very knowledgeable... 5/5 Trustpilot review 5/5 stars Very good service and good agents Very good service and good agents 5/5 Trustpilot review 5/5 stars Loan Agent lovely and simple process no messing about 5/5 Trustpilot review 5/5 stars Letter So friendly,always listen if any concerns and work with you if in difficult in payments. Never let m... 5/5 Trustpilot review 5/5 stars I have been a customer for years and… I have been a customer for years and have always had excellent customer satisfaction with no complai... 5/5 Trustpilot review 5/5 stars Great loan company There are a great company would recommend them to anyone. 5/5 Trustpilot review 5/5 stars Excellent! Excellent! Friendly, helpful, in every way 5/5 Trustpilot review 5/5 stars nice And helpful The company is very good and easy to talk to about anything to do with loan and the customer service... 5/5 Trustpilot review 5/5 stars Very help staff Very help staff 5/5 Trustpilot review 5/5 stars Get help from them very friendly Get help from them very friendly 5/5 Trustpilot review 5/5 stars My agent is polite My agent is polite , helpful and a pleasure to know, Morses club is a great company
Rated 4.5 out of 5 based on 1930 reviews. See some of the reviews here. Powered by trustpilot