Apply now
  1. Home
  2. Short term loans
  3. Christmas loans

Affordable Christmas Loans

The Christmas period can be an expensive one. In fact, it's one of the most expensive times of the year for many families. While it is wise to save specifically for Christmas, sometimes this can be easier said than done, especially when unexpected expenses crop up during the festive period.

Thinking about a Doorstep Loan this Christmas?

If you're thinking about taking out a doorstep loan this Christmas, Morses Club may be able to help.

You can use our loan calculator below to explore your potential loan options with Morses Club. Simply enter how much you'd like to borrow, and the loan calculator will show you total amount repayable over the course of your loan. If you’re comfortable with the terms displayed, you can then apply for one of our Christmas loans online.

If you are initially approved for one of our Christmas loans, a friendly agent will phone to help you decide how much you can afford to borrow and over for how long.

It can also be arranged for your Morses Club agent to visit your home and process your application, if you would prefer this to a phone call.

I'd like to borrow... £300.00
£300 £1000
Paying back over...
Repay... £10.00 per week
Interest rate 75.0% APR 498.34% Finance charge £150.00 Total to repay £350.00
Repay... £10.00 per week
Total to repay £350.00
Existing customers can borrow between £100 and £1500 subject to approval, please login here
Minimum Term 35 weeks
Maximum Term 52 weeks
Maximum Apr 498.34%

Christmas loans for bad credit

Even if you have a less than perfect credit history, mortgage arrears or CCJs, every application will be considered.* We will consider all your circumstances to make sure that your Christmas loan is manageable and affordable.

One of our Christmas loans for poor credit could help you out during the festive period, subject to affordability.

We conduct an affordability assessment for every loan application, to reassure both us and you that the loan will be manageable. However, these checks will only become visible on your credit file once you accept our initial loan offer and proceed with the full loan application.

Small Christmas loans

At Morses Club, our Christmas loans start small from £300 for new customers. However, if your unexpected expenses are larger, you could borrow between £300 and £1000, subject to affordability.

If you're considering a loan to help over the holiday season but would like to know a little more about Christmas loans from Morses Club, take a look at our FAQ section for answers to some of the questions you might have.

Our loans may not be right for everyone, so it’s important you find out as much as you can before applying. If you have any questions or queries about our Christmas loans, please contact us.

*Excludes people who have been declared bankrupt, applied for Sequestration, had a Debt Relief Order or an Individual Voluntary Agreement within the past 6 years.