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  1. Home
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  3. Money management

Money management

Knowing how to manage your money more efficiently can really help you see where you can make savings. Knowing where your money goes each month allows you to identify unsustainable spending habits that could be affecting your money management.

Why is my credit limit low?
Fri 09 October 2020

Why is my credit limit low?

What is a direct lender?
Fri 21 August 2020

What is a direct lender?

Credit Card vs Overdraft - which is best?
Fri 14 August 2020

Credit Card vs Overdraft - which is best?

How to use the 50/20/30 budget rule
Fri 07 August 2020

How to use the 50/20/30 budget rule

Challenger and digital-only banks reviewed
Fri 19 June 2020

Challenger and digital-only banks reviewed

Financial support if you are made redundant
Fri 12 June 2020

Financial support if you are made redundant

Debt management & keeping track of what you owe
Fri 17 April 2020

Debt management & keeping track of what you owe

7 things to avoid with a credit card
Fri 27 March 2020

7 things to avoid with a credit card

Say hello to the new £20 note!
Wed 05 February 2020

Say hello to the new £20 note!

Cash Loans Thumb
Fri 24 January 2020

How to pay back loans faster

Cash Loans Thumb
Wed 20 November 2019

Can I get a loan on benefits?

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Wed 13 November 2019

What is an IVA (Individual Voluntary Agreement)?

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98% customer satisfaction rate

Based on a customer survey conducted by Mustard Research Ltd, Feb 2020

Representative Example:

£200 loan repayable over 34 weeks at £10 per week, Rate of interest 107.1% p.a fixed; Representative 466.37% APR, Total amount payable is £340

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Dot Dot Loans
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Registered Office: Kingston House, Centre 27 Business Park, Woodhead Road, Birstall, Batley, WF17 9TD

Creditor - Morses Club PLC. Company no: 06793980

Authorised and regulated by the Financial Conduct Authority.

ISO 10002 - Customer Satisfaction Management CMS696927
Credit Consumer Association Member

All rates correct as of 30/09/2019.

Loans are only available to applicants who are 18 years old or over. Min term 22 weeks Max term 53 weeks. Max Apr 716.48%

As we are required by law to share data with Credit Reference Agencies, poor repayment history could affect your credit rating. In order to qualify for a new or additional loan you must have kept up regular payments on your existing or previous loan. Your Agent will also consider your personal circumstances when discussing a loan with you.

Compare the price of home collected and other cash loans available in your area at www.lenderscompared.org.uk. All home credit customers are entitled to a free detailed statement once every 3 months; just ask.

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