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10 ways you could save money using your phone

Wed 02 May 2018

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Mobile phones can be a big cost if you don’t get the right deal. The good news is there are ways you can use your phone to make and save you money. Here are 10 ways you could save money using your phone:

1. Find the right deal

Shop around for the best deal. Work out whether it is better value to buy a handset outright or pay for it over the term of your contract. Don’t sign up for deals that include lots of call minutes, texts and data if you are unlikely to use them. Sim only or pay as you go contracts could work out cheaper if you already have a handset.

2. Send free messages and make free calls

Apps such as Skype, WhatsApp, and Messenger allow you to call or message contacts for free when you have an internet connection. Using apps like these could save you money on calls and texts. If you only use these apps when you are connected to free Wi-Fi or your home internet, then you won’t eat into your data allowance.

3. Cashback Apps

Apps like Quidco and CheckoutSmart sometimes offer small cashback payments simply for checking in at a specific retailer or buying certain items. You will also get notifications of cashback offers or discounts.

4. Get the best price

Some mobile apps, like Idealo and Mysupermarket, allow you to compare prices of items so you can see which supermarket or shop is offering it at the lowest price. This can help you save money by finding the best deals on items that you were already planning on buying.

5. Read for free

If you are a book lover, then download the Kindle App and take advantage of the hundreds of free books on offer.

6. Sell your clutter

Apps such as MusicMagpie offer money for old books, DVDs and CDs. You can scan the barcode using the app and they will make you an offer. Your items may not be worth huge sums of money, but this could be a way of making small amounts of cash for old items you no longer want.

7. Get vouchers and discount codes

There are several apps, such as Voucher Codes, Voucher Cloud and Groupon, that send you discount codes and money-saving vouchers for various items. If you are planning on eating out or purchasing a specific item, then you may be able to save money using these discounts.

8. Bank Online

Most high street banks offer a free mobile app. You can check how much money is in your account before you make a purchase and receive notifications if your account goes below a certain amount. This could help you better manage your money and stop you going overdrawn.

9. Save on your energy bills

Most gas and electricity providers have mobile apps where you can view your tariff, your bills and your energy usage. You could use the app to make sure you are getting the best deal and are managing your energy efficiently. You can also sign up for tips on how to reduce your energy bills.

10. Find free cash machines

ATM Hunter is an app that can tell you where the nearest cash point is located, and which ones offer free cash withdrawals. This could save you money as you will find it easier to locate the cash machines that don’t charge.

None of these apps are guaranteed to save you money but if you do a little research you can find the ones that work best for you.

At Morses Club, we try and help our customers make their money stretch a little further by providing money saving tips on our blog. There may be times when you need a little extra help covering an unexpected cost. That's when one of our quick cash loans could help. A quick cash loan isn't always the best option for everyone so check out our how it works section to see if it is right for you.