About us

Who are Morses Club?

Morses Club is one of the largest home credit providers in the UK and we pride ourselves on our friendly and personal service.

We offer small cash loans of between £100 and £1000 and operate through a network of branches throughout the UK.

Our loans are known as doorstep loans. This means that one of our self-employed Agents will complete your loan with you in person and they will collect your repayments from your home each week.

Morses Club is focused on putting our customers first. We offer a friendly and personal service which we think enables us to get to know our customers. In turn, this allows us to lend responsibly, helping to prevent our customers taking on loans that are unaffordable.

Your application for a Morses Club loan is dealt with on an individual basis so we consider people who have suffered with bad credit in the past.

Morses Club is committed to being the best home collect credit company in the UK. A big part of this is putting our customers first and we do this in lots of ways.

Why Choose a Morses Club loan?

No hidden charges on any of our loans We don't charge for missed or late payments, bounced cheques or defaulted card payments. You will only pay back what you agree to when you take out your loan agreement.

Our loans work around you Your loan will be completed with you in your home by a Morses Club Agent, so your money comes to you. The repayments are collected from your home at a pre-arranged time each week - we aim to collect these at a convenient time for you.

Our loans start small We know that sometimes a little is all you need. Our loans range from £100 to £1000 and we conduct affordability checks with each customer so you don’t get into any unnecessary debt. New customers may borrow up to £400 and as we get to know you better you may be eligible for more If you need it.

No complicated forms The application form and loan agreement that you will fill in is simple to understand and doesn’t take long to complete. We use clear language and everything about our loans is transparent – the last thing we want to do is confuse our customers.

Our Customer Service is outstanding We consistently receive over 95% customer satisfaction. Don’t just take our word for it; read what some of our customers have to say.

Our History

Morses Club started over 130 years ago and was originally a general drapery store in Swindon, owned by Mr Levi Morse. Gradually, the business expanded to encompass several department stores throughout the surrounding areas.

Because of the success of these stores, Morse also began employing 'travellers' who called on people in their homes to sell goods on weekly credit. This laid the foundations for the weekly home collected credit services now offered by Morses Club PLC.

On 1st March 2015 Morses Club merged with Shopacheck Financial Services Ltd to become one of the largest home collected credit providers in the UK.

Morses Club is now a business with over 200,000 customers based all over the UK. We work with around 1900 self-employed Agents based all over the country as well as employees at our branches and in the central Support Centre near Leeds. We have c.98 branches throughout the UK.

In March 2017 we launched Dot Dot Loans (www.dotdotloans.co.uk) – designed for those customers who prefer a fully online loan service. To find out more visit Dot Dot Loans for more details.

Our Values

At Morses Club the customer is at the heart of everything we do. Here are some of the ways that a Morses Club Loan puts you first!

We're dedicated. We aim to be the best home collected credit company in the UK and are passionate about delivering great customer service.

We're responsible. We complete full affordability checks with each customer before we lend to them. This is done face to face so we can offer as much support and guidance as possible.

We're understanding. We know that circumstances can change. If you are struggling with your loan, we work with you to arrange a new payment plan, and we don't charge for missed or late payments.

We're flexible. Your Agent will arrange when to collect your repayments with you, and if you need to change this sometimes that's fine - just let them know.

Representative Example:

£200 loan repayable over 20 weeks at £15.00 per week, Rate of interest 50% fixed; Representative 756.5% APR, Total Amount Payable is £300.

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