What are Doorstep Loans?
A Morses Club doorstep loan or a home credit loan as they are also known is a form of personal loan, which is delivered to your door. Your loan will be finalised and approved in person by your friendly local agent, who should be your agent for the rest of your loan period. Your agent will visit your home once a week to collect your loan repayments and answer any questions you may have.Quick Doorstep Loans FAQs
|What is a doorstep loan?||A doorstep loan is a form of personal cash loan, which is delivered to your door through a network of local agents|
|Do I have to be a homeowner?||You do not need to be a homeowner to be eligible for a loan, we can provide unsecured loans for tenants in private, council and housing association properties|
|Does it matter if I have CCJs or poor credit?||Not necessarily, we try to help everyone whatever your circumstances|
|How do I apply?||You can apply online using our simple online application form|
|Are there any extra charges?||We do not charge any missed or late payment fees and will help you work out an individual payment plan if you have difficulty in keeping up with your repayments|
...with a stress-free application
Morses Club knows that when you apply for a doorstep loan, you want it to be straightforward from start to finish. The online application process is simple and you'll get an initial decision in minutes.
...without hidden charges or fees
If you're accepted in principle a member of the Morses Club team will aim to call you within 48 hours. They'll arrange a time for an agent to call round to finalise your loan. With a Morses Club doorstep loan there are no hidden charges and our interest rate is fixed so you know how much your loan is going to cost from the start.
...with a personal service
Our friendly Morses Club agents allow us to bring your loan directly to your doorstep. They will deliver the cash to your door and will then collect your repayments each week and aim to do this at a time that suits you. Your repayments will be small and affordable, and there are no lump sum repayments necessary. Our agents are friendly and helpful and they are given fantastic support and training, so there's no need to worry about just anyone turning up at your door. To see if you're eligible for a stress-free doorstep loan, call now or apply online.
Unlike some lenders, doorstep loan companies may consider people with poor credit histories; but credit checks will be run when applying for a doorstep loan. Due to the personal service provided to our customers and the small size of the loan, the interest rates on doorstep loans often look high. However our loans have a fixed interest rate, so there are no nasty surprises and you will know upfront how much your loan will cost. Doorstep loans can be processed within a few days of application, but may sometimes take a little longer because of the face to face element. By taking a little longer, there is also more time for you to consider your personal needs and circumstances.